How to Pass Job Interview - Part 3

Avoiding Common Mistakes

Don’t show up with coffee. 
For some reason, lots of people think bringing a to-go cup of coffee to a job interview is a great idea. To an interviewer, this looks informal at best and disrespectful at worst. You're not on your lunch break, so treat yourself to a latte after the interview, not before. Even if the interview is early, or you might end up waiting a long time to get through with it, don't show up with a cup of coffee. The plus side is you won't have to worry about spilling it.

Turn off your phone and put it away. 
Biggest faux-pas of the mobile phone age? Using yours in a job interview. Never ever take your phone out and look at it at any point in the job interview. As far as your interviewer is concerned, you should be a troglodyte who's never even heard of an app. Turn your phone all the way off, keep it in your car, and never, under any circumstances, give the interviewer the impression that a text message takes precedence over getting this job.

Don't talk about money.
 In the interview, it's not the time to ask about benefits, the possibility of a raise, or really even bring up the topic of money. If you're applying for a job, it's time to focus on your skills and qualifications.

• Sometimes, you'll be prompted to provide a base salary requirement for the job. The best answer for this is that you're willing to work for the lower end of the average salaries for your position. Express that you really want the job and that you'll be fine with what's being offered in the legal limit.

Treat your interview like a conversation, not an interrogation.
Never get defensive in an interview, even if you feel like you're not getting on perfectly with the interviewer. It's supposed to be a conversation, so try to assume the best in people. Nobody is trying to antagonize you on purpose. Treat it as a chance to prove yourself and come up with a good explanation, not a defensive snark.

Don’t knock your previous boss. 
Making petty comments about previous coworkers, superiors, or other job in general should be avoided. Even if you're applying for a rival business, avoid painting yourself like someone with a grade, or like someone who'll be difficult to work with. It's bad form to gripe about your previous job.

• If you're asked why you're leaving your current job, say something positive. "I'm looking for more out of my work environment and I'm excited about getting a fresh start. To me, this looks like a great place to do it."

Avoid pre-interview cigarettes and alcohol. 
Even if you indulge in the occasional smoke, avoid smoking before a job interview. A recent study revealed that up to 90 percent of employers would hire a nonsmoker over a smoker of equal qualification. Right or wrong, smoking makes the interviewee looks nervous.

• Likewise, having a few drinks to soothe tense nerves should always be avoided. You want to be sharp and on point, not sloppy. Interviewers will expect you to be nervous. It’s a job interview.

Don’t be afraid to reveal yourself.
Billionaire mogul Richard Branson claims to hire primarily based on personality, as opposed to experience or quantifiable skills. Each job is different and the essential aspects of the job can be learned.

• Focus on selling yourself and letting your true personality shine through, not on trying to be something you’re not.

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How to Pass Job Interview - Part 2

Nailing the Interview

Get there on time. 
Nothing looks worse than arriving to a job interview late. Show up at the appropriate time, ready to go. If your interview is in an unfamiliar area, drive to the location the day before to make sure you aren't late because you got lost. Aim to arrive no fewer than 10 or 15 minutes before your assigned interview time to factor in unknown causes of delay like traffic conditions, etc.

• Keep in mind though, while it’s important to show up on time, showing up too early can be frustrating for potential employers. If they told you to be there at a specific time, that means they want you there at that time, not 30 minutes before. If you want to make a good impression, follow instructions specifically.
• Stay busy as you wait, writing notes or reviewing the job description and company information. Keep documents and materials in your left hand so you are prepared to get up and shake hands as soon as the interviewer comes out to greet you.

Be yourself.
 At an interview, you'll likely feel nervous and want to perform your best. It's a scary situation, no doubt about it. But Try to remember that you don't need to put on an act to get a job. You just need to be yourself. Focus on remaining calm and listening closely to the conversation as it unfolds. Be yourself.

• Interviewers expect you to be nervous. Don't worry about saying so. It might help to get it out of the way and get to know your interviewer on a more personal level, which can help you to stand out. Don't be afraid of small talk.

Listen closely and pay attention. 
One of the worst things you could do in an interview is have to ask an interviewer to repeat their question because you weren't paying attention. Don't disqualify yourself by letting your mind wander. Most interviews won't take more than 15 minutes, and certainly never longer than an hour or so. Focus on the conversation at hand and respond actively.

Sit up and keep your back straight. 
Lean forward and listen closely during an interview, using open and interested body language. Look at the interviewer when you're talking and when they are speaking.

• A great interviewing trick is to look at the bridge of the interviewers' nose, between the eyes. They will have no idea you aren't making eye contact and it will help you relax a little. Try it with a friend, you will be amazed.

Think before you speak. 
Another common mistake in an interview is talking too much and too quickly. You don’t need to fill awkward silences with chatter. Especially if you’re a nervous talker, don’t feel the need to fill the space with talking. Sit back and listen. Don’t give away too much.

• When you're asked a question, you don't need to have an immediate answer. In fact, it can be a turn off for an interviewer to feel as if you've given no thought whatsoever to a complicated question. Slow down and think about it. Pause, say, "That's a great question, let me think about a good answer."

Be willing to do what it takes.
 Your go-to answer in a job interview should be "Yes." Are you willing to work nights and weekends? Yes. Are you comfortable taking on multiple clients? Yes. Do you have experience working in a high-paced environment? Yes. Most jobs provide enough on-the-job training for skills that are essential to conducting the day-to-day operations that you'll be able to pick up anything you're unfamiliar with after you get the job. Don't disqualify yourself ahead of time. Be agreeable and sort out the details after you get the job.

• Don't lie about some things. Being willing to do what's necessary for the position doesn't mean that you should stretch your experiences or tell fibs that'll get you outed the first day on the job. If you've never cooked a meal in your life, you shouldn't tell the kitchen manager you're a great cook.

Sell yourself in conversation.
 In general, the purpose of the interview is just to get to know you as a person. They've got your resume, your experiences, and your essentials on paper. What they don't know is you.

• An interview isn't an interrogation or an argument. It's a conversation. Participate in it. When the interviewer is talking, pay close attention and listen to what they are saying, listen, and respond honestly. Some interviewees are thrown when interviewers don't instantly launch into a series of questionnaire-style questions.

Take notes.
 Carry a pen and paper in your portfolio or briefcase to jot quick notes if necessary. You may also bring extra copies of your application documents and questions list to refer to if needed.

• Note-taking makes you appear engaged and well-organized. It also helps you remember important details and names, which can be useful later in the interview, or when you are making follow-up contact. Be careful to only take brief notes when necessary to take any at all, since extensive note-taking can be distracting.

Follow up.
 It's usually a good idea to get in touch shortly after the interview to keep your name somewhere in the conversation. Unless you've been explicitly told not to, make contact to follow up on your interview. Calls are usually discouraged, but emails or other correspondence would be a good idea. Since many companies have a lot of references to check, make sure your references are ready to receive the call and get back to the employer.

• Summarize important details of the interview, using your notes to refresh your memory. Make sure to thank the interviewer for the opportunity, and mention that you look forward to hearing from the company soon.

Interview is a platform to get the job done, you need to be very smart to win the interviewer(s) mind. 

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How to Pass Job Interview - Part 1

Interviews are sometimes your one and only chance at making a good first impression and sell yourself as a viable candidate for a job. Spending a bit of time ad effort preparing for the interview can be the deciding factor in whether or not you make it to the next round, or get the job. Learn to plan for success, approach the interview properly, and avoid common mistakes in job interviews to give yourself the best chance of getting a fresh start.

Getting Prepared

Do some research about the company ahead of time. 
You will make an impression as a serious candidate if you come to the interview with some background knowledge about the company and the direction in which it’s heading. Try to figure out the goals of the business or the organization that you're applying for a job with, getting some sense of their style and the way they situate themselves against their competitors.

• Focus on using the vocabulary that shows up on the company’s website. If you’re applying for a serving job at a “farm-to-table” restaurant, you should probably be familiar with what that means. If you're applying to work as an editor with a holistic magazine, you need to do some research into holistic medicine.
• Knowing your interviewer's name and some details about that person's role in the company can help you have a more conversational dialogue during your interview, which often leads to the interviewer forming a more positive impression.

Anticipate and practice your answers to common interview questions. 
The most stressful part of the job interview is figuring out how to answer the questions that you’ll be asked. What does the interviewer want to hear? Trying to do some digging and anticipate possible questions will help you practice your answers before hand. Come up with answers that are sincere, but still reflect positively on you as a candidate. Frequently asked interview questions and possible answers include:

• What do you know about this company?
• Why are you a good fit for this company?
• What do you bring to a team?
• Describe a time when you overcame a challenge at work.

Come up with a good strength and weakness. 
What is your most difficult work-related challenge? What is your biggest strength? Biggest weakness? These are some of the most commonly asked interview questions, and the interview is the last moment you want to be struggle for a good answer. You'll be asked this question in almost every single job interview.

• Good answers to these question are sometimes couched in self-praise: "I'm very organized when it comes to my work and my schedule, but you'd never know it if you saw my desk" is a good answer. Likewise, "I tend to take on responsibilities but sometimes forget to ask questions when I need help" can be honest and effective.
• If you're applying for a leadership position, it's important to emphasize your leadership qualities and your self-reliance. A good strength might be, "I'm good at communicating my vision to people and getting others excited about a common goal." A good weakness might be, "I have to remember to slow down and take on one project at a time. Sometimes I want to do too much.
• If you're applying for an entry-level position, the interviewer won't be looking for you to prove leadership credentials. A good strength might be, "I follow directions extremely well and I'm a fast learner. If I don't know how to do something, I'm always keen to learn and improve, so I won't have to ask twice." A good weakness might be, "I'm not always the best idea person, I'm mostly happy to help other people implement their ideas.

Bring some good questions of your own.
Interviewers will often ask if you have any questions during or after the interview, which can throw a lot of first-time interviewees. Asking a question shows you are engaged in the conversation, so come up with a list of questions to ask so you are prepared in case you can't come up with one quickly when you are prompted. Good questions might include:
How do you like working here?

• What does someone need to be successful at this company?
• Who will I be working with most closely?
• What do the day-to-day operations consist of?
• Is there room for growth with this company?
• What's the turnover like for this position?

Avoid clichés.
 Interviews are a time to let your potential employer get to know you, the real you, not a pumped-up, cliched version of yourself who's giving canned answers to Try to get a job. The purpose of the interview isn't to suck up, show off, or tell the interviewer what they want to hear. The purpose is to give sincere answers, not to insult the interviewer's intelligence. Avoid interview lines like ”My only weakness is that I’m a perfectionist" or "This company needs someone like me to turn it around.
"
Complete all necessary documents ahead of time.
 Depending on the interview process, it is really helpful if you bring along an extra copy of your resume, references, work portfolio, and a cover letter, if applicable. Look over all documents for typos and grammatical errors. If you have time, give them to someone else to review and catch any silly mistakes you may have missed.

• It's also important to familiarize yourself intimately with your resume, CV, and other application materials. It can look suspicious if you have trouble recalling content from your resume, so you want to make sure all names, dates, and described responsibilities are clear.

Dress the part. 
Pick out an outfit that makes you look professional and feel confident, as well as something that matches the business to which you’re applying.
In most cases dark-colored suits are appropriate for interviews, unless you are interviewing for a job with a very casual dress code, in which case dress pants and a clean, collared shirt are appropriate.


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The Worst Career Change Mistakes To Avoid

Changing your career can either be the best decision you have ever made, or the worst.

It is this uncertainty that holds a lot of people back from moving on in their career, but with careful planning and research you can minimise the risk of leaving a job that you are not totally satisfied with for an even worse job.

Worst career change mistakes

1. Making a rash decision

Before changing occupations, you should do a deep dive to assess why you want to leave your current one. “You need to invest time to figure out why you’re dissatisfied and what’s going to make you more satisfied going forward,” says Deborah Oronzio, a career-transition coach.

Ask yourself why you’re unhappy—and answer honestly. You may simply be having a bad week or a bad month—or you may just hate your boss, not your industry.

“We all go through phases of unhappiness with our jobs,” says Randy Block, an executive coach and staffing consultant. “You should be running toward something, not running away from something.”

2. Choosing a new career based on salary

You obviously need to be financially strategic when choosing your next career, but don’t base your decision solely on earning potential.

"If you take a high-paying job that doesn’t match your interests, values, or strengths, you’re not going to be happy,” says Holly Genser. Would you be happy being paid more money to do a job you aren’t into? Maybe at first, but the novelty will likely wear off sooner than later.

It’s not that you should disregard salary when evaluating your options, but you must consider other important factors—like work-life balance and room for growth—in addition to compensation.

3. Reflection, research and plan

Taking on a new job or career without considering your own needs, wants and interests could result in you landing a job that you really hate. Spend time reflecting on what you really want from your career or job. Think about what is important to you both in your work and personal life, and consider what your interests are. Research different fields and industries, take into consideration all options available to you and then plan your career change properly.

4. Quitting without having another job lined up

Research shows it’s easier to get a job offer when you’re still employed, which makes sense since gaps on a resume might make a hiring manager think twice about calling you in for an interview.

Consequently, it’s in your best interest to stay at your current job until you have your next one set up.

5. Neglecting your networking

Even if everything you research about the field you’re interested in sounds promising, until you actually talk with people who work within that field, you really don’t know what you’re in for. As such, you should be growing and refreshing your professional contacts constantly.

One of the best ways to expand your circle is to go on informational interviews with people who currently work in the field you’re pursuing. During these meetings, be sure to ask meaningful questions (e.g., “Where do you see the industry going?” or “Which professional associations or trade publications do you recommend?”). Pro tip: Target people who work at companies you’d like to work for. Not only will you learn the nuts and bolts, you’ll also be more likely to hear about job openings and get internal referrals.

6. Going back to school prematurely

Depending on your new career choice, you may need to get another degree. Some fields have clear education requirements (e.g., obtaining a master’s degree and licensing to be a nurse practitioner), but others don’t require you to go back to school.

“A lot of people think, ‘I should get my MBA,’ or, ‘I should go to grad school,’ but they don’t always need to,” Block says.

You have to research whether getting another degree will, in fact, improve your job prospects or increase how much money you can make. (Networking is especially helpful in determining these answers.) If it won’t, you’d just be wasting money or taking a loan to get a degree you don’t need.

7. Not adjusting your resume for a career change

While it’s great that you have 15 years of experience in public relations, if you want to switch careers to human resources, your old resume won’t cut it.

Your resume needs to be tailored resume need to be tailored to the new industry you’re pursing. Check out some of the job descriptions in your desired field and note what skills and credentials are valued. Which of your skills are transferable ?

8. Burning bridges

I know many people who would have loved to have told their old bosses exactly what they thought of them when they left their old jobs, however this is completely the wrong thing to do. You may think that you will never see them again but we live in a small world. They might be called upon to provide references for you, or they may know people in the company that you want to work for and could possibly blow your chances of getting the job you want. In the worst possible scenario of all, if your new career doesn’t work out you may need to go back to them and ask for your old job back.

So if you are really determined to change careers, then make sure you don’t make a hasty decision. Do your research, reflect on what you really want and really plan your transition to avoid making a big career mistake

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World Cup Winners 1930 - 2018

      

Here are the full list of winners of the pro men's FIFA World Cups

Year Host                         Winner

1930 Uruguay                    Uruguay

1934 Italy                           Italy

1938 France                        Italy

1942 Not Held

1946 Not Held

1950 Brazil                          Uruguay

1954 Switzerland               Germany

1958 Sweden                       Brazil

1962 Chile                            Brazil

1966 England                      England

1970 Mexico                        Brazil

1974 Germany                    Germany

1978 Argentina                   Argentina

1982 Spain                           Italy

1986 Mexico                        Argentina

1990 Italy                             Germany

1994 United States             Brazil

1998 France                       France 

2002 South Korea/Japan Brazil

2006 Germany                    Italy

2010 South Africa              Spain

2014 Brazil                         Germany

Fact: The championship has been awarded every four years since the inaugural tournament in 1930, except in 1942 and 1946 when it was not held because of the Second World War

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LIST OF COMMERCIAL BANKS IN NIGERIA

This is a list of commercial banks with
International Authorization in Nigeria , arranged alphabetically:
1. Access Bank Plc
2. Diamond Bank Plc
3. Fidelity Bank Plc
4. First City Monument Bank Plc
5. First Bank of Nigeria Limited
6. Guaranty Trust Bank Plc
7. Skye Bank Plc
8. Union Bank of Nigeria Plc
9. United Bank for Africa Plc
10. Zenith Bank Plc

This is a list of commercial banks with National Authorization in Nigeria , arranged alphabetically:
1. Citi Bank Nigeria Limited
2. Ecobank Nigeria Plc
3. Heritage Banking Company Limited
4. Keystone Bank Limited
5. Stanbic IBTC Bank Plc
6. Standard Chartered
7. Sterling Bank Plc
8. Unity Bank Plc
9. Wema Bank Plc

This is a list of commercial banks with Regional Authorization in Nigeria , arranged alphabetically:

1. SunTrust Bank Nigeria Limited
2. Providus Bank Limited

This is a list of non-interest banks in Nigeria , arranged alphabetically:
1. Jaiz Bank Plc

This is a list of merchant banks in Nigeria , arranged alphabetically:
1. Coronation Merchant Bank
2. FBN Merchant Bank
3. FSDH Merchant Bank
4. Rand Merchant Bank
5. Nova Merchant Bank

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BENEFIT OF HARD WORK

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The Hidden Benefits of Hard Work

The Hidden Benefits of Hard Work

We all know that hard work pays off in the form of success. As the famous Thomas Edison quote goes “Genius is one percent inspiration and ninety-nine percent perspiration”. The end result of hard work is often incentive enough for us to put our noses to the grindstone and plug away at our goals. However, in addition to the obvious rewards of our hard work, we can reap other, often overlooked benefits from our hard work.


Hard work gives you an advantage.
If you’re looking for a competitive edge and a way to stand out and get noticed, hard work is the answer. Those who have achieved success often attribute their success to hard work, determination, and perseverance. Christiano Ronaldo  is a great example of someone who used work ethic to gain an advantage. Known for honing and perfecting his skills in the off season, he was able to set himself apart from the pack through his relentless pursuit to improve himself. Often time the advantage goes to the person who was willing and able to dig deep and put in the extra effort.

Opportunity is another advantage that comes with hard work. 
Individuals who work hard and show initiative are among the first to be noticed and considered for new opportunities when they arise

Hard work is a confidence builder.
Another key component of success is confidence. After all, you need to believe in yourself and your ability to achieve your goals. Everyone will experience setbacks along the way, and what is most important is the ability to push through the tough times and learn from the experience. Remaining steadfast in your goals through the difficult times will build your confidence and equip you to deal with new challenges. You’ll also have the fortitude to go after what you want, rather than sit back and wait for it to come to you.

Hard work allows you to experience gratitude.
Anyone who has experienced struggle can attest to how great it feels to overcome and succeed. Experiencing setbacks and struggle puts situations into perspective. It’s becomes natural to feel grateful for the journey, the experience, and the lessons achieved from hard work and determination.

Hard work leads to self-improvement.
Along with increased mental toughness, hard work gives you the chance to improve yourself. Hard work will help you develop self-discipline and focus. In turn you will become more efficient and productive. You’re constantly improving your current skills and developing new ones. New skills can lead you to new career opportunities and paths you hadn’t previously considered.

Hard work is motivating.
Another hidden benefit of hard work is increased motivation and inspiration. The satisfaction you’ll feel your accomplishments will leave you feeling a new sense of energy and focus for your next project or goal.
Success requires hard work, however hard work rewards with much more than success alone. Hard work yields a multitude of benefits that help us improve our skills and ourselves and for that reason hard work is worth the effort.

We hope now you feel inspired to work hard and be successful.
Share these famous quotes about succes and hard work with your friends and family, inspire them to achieve their goals by having dedication to the grind.

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LIST OF COMMERCIAL BANKS IN NIGERIA

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